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Terms and Conditions of Use of the Arcapita Web Site
Please read these terms and conditions carefully. By accessing this electronic World Wide Web site (this "Web Site") and any pages thereof, you agree to be bound by the terms and conditions listed here. Arcapita Bank B.S.C.(c) and its affiliates (“Arcapita”) reserve the right to modify these terms and conditions at any time without notice. Therefore, you should periodically visit this page to review the current terms and conditions.

General Disclaimer
Nothing contained in this Web Site constitutes investment advice. The description in this Web Site of the products of Arcapita or any of its affiliates is provided for information only and is not intended to offer such products to any person, to advise any person to invest in any such product or to induce or attempt to induce any person to invest in any such product. No such product is offered in the United States to a "United States person" (as defined under Rule 902(k) of Regulation S under the US Securities Act of 1933) or in the United Kingdom to any person who is a citizen, resident or entity of the United Kingdom (other than a United Kingdom citizen, resident or entity whose ordinary business is to purchase and sell securities or that is otherwise eligible to receive such offer) or in any other jurisdiction where the offer or sale of any such product is unlawful. We are not registered in any capacity with the United States Securities and Exchange Commission. The information posted on this Web Site has not been recommended by any securities commission, regulatory body or government entity.

Decisions based on information contained in Arcapita’s Web Site are the sole responsibility of the visitor, and in exchange for using Arcapita’s site, the visitor agrees to hold Arcapita harmless against any claims for damages arising from any decision that the visitor makes based on such information.

Arcapita believes that the information on this Web Site has come from reliable sources, but neither Arcapita nor any of its affiliates gives any assurances or warranties or make any representations, express or implied as to the accuracy or completeness of the information, text, graphics, links or other items contained on this Web Site and Arcapita expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on this Web Site. The materials on this Web Site are subject to change without notice.

In no event will Arcapita be liable for any loss or damage, including without limitation direct or indirect, special, incidental, or consequential or other indirect damages, losses or expenses arising out of or in connection with the use of this Web Site or including without limitation, claims arising from malfunction or defects in the Web Site or inability to access or use the Web Site by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or telecommunications or system malfunction. Arcapita cannot guarantee that the material on this Web Site has not been affected by technical malfunctions or unauthorized tampering.

Electronic Communication
Electronic mail submitted to this Web Site should be considered neither secure nor confidential. Arcapita makes no representation whatsoever concerning the security or confidentiality of your electronic messages and specifically makes no representation that any electronic messages submitted through this Web Site will be received by Arcapita.

This Web Site is protected by international copyright law. All rights are reserved. Copyright in the content, in the screens displaying the content, and their arrangement, is owned by Arcapita or its affiliates unless otherwise indicated. The content and data found on this Web Site may not be distributed, modified, transmitted, reused, reposted for private, public or commercial purposes, without the express written permission of Arcapita.

Linking to this Web Site or framing any of the materials contained on this Web Site without the prior written permission of Arcapita is strictly prohibited. The Arcapita Web Site may contain links to other World Wide Web sites or frame information from third-party sites. Arcapita is not responsible for, and does not endorse or guarantee the accuracy of the content or merchantability of products displayed or described on linked sites, nor does it endorse the entities sponsoring those sites.

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